NetPulse ("we", "our", "us") is a personal finance application developed and operated as an independent iOS app. We are committed to protecting your privacy and being fully transparent about how your data is handled.
If you have questions about this policy, please contact us at privacy@netpulse.app.
When you use NetPulse, you voluntarily enter the following types of information:
This information is stored exclusively on your device using Apple's SwiftData framework and is never transmitted to our servers.
We collect minimal technical data to operate and improve the app:
The financial data you enter in NetPulse is used solely to provide you with the features of the app:
We use anonymised, aggregated technical data (not financial data) to understand how features are used and improve the app experience.
Your financial data is stored on your device using Apple SwiftData and is protected by your device's built-in security features, including device encryption and Face ID / Touch ID (if enabled).
We strongly recommend:
If you use iCloud Backup, your NetPulse data may be included in your encrypted iCloud backup. This is controlled by Apple's iCloud infrastructure and their privacy policy applies.
Premium subscribers can use the AI Financial Brief feature, which sends a summary of your financial metrics to the Anthropic API to generate personalised insights.
When you use this feature:
You can disable the AI Brief feature at any time in Settings. Disabling it will prevent any data from being sent to the Anthropic API.
To support multi-currency features, NetPulse periodically fetches live exchange rate data from a third-party currency API. This request does not include any of your personal or financial data — it is a standard data fetch equivalent to checking a public website.
We do not sell, trade, or rent your personal information. We do not share your financial data with any third parties, with the following narrow exceptions:
You have full control over your data within the app:
If you are located in the European Economic Area (EEA), United Kingdom, or California, you may have additional rights under GDPR, UK GDPR, or CCPA respectively. Please contact us at privacy@netpulse.app to exercise any such rights.
NetPulse is not directed at children under the age of 13. We do not knowingly collect personal information from children under 13. If you believe we have inadvertently collected such information, please contact us at privacy@netpulse.app and we will promptly delete it.
We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. When we make material changes, we will notify you via an in-app notification or a notice on this page, and update the "Last updated" date at the top of this policy.
Your continued use of NetPulse after any changes constitutes your acceptance of the updated policy.
If you have any questions, concerns, or requests related to this Privacy Policy or your data, please contact us:
We aim to respond to all privacy-related enquiries within 5 business days.